A Genius way to Plan your 2025 Disney Vacation on a Budget Using Points and Miles

The Travel Hack That Makes Your Park Tickets Almost Free

A Disney trip is unforgettable—but the price tag? Not so magical. The good news is that there’s a smart way to plan a Disney vacation on a budget without sacrificing the fun. If you collect points and miles, or you’re ready to start, this guide shows you how to drastically reduce the cost of Disney park tickets using a clever travel hack. Spoiler: it involves UndercoverTourist.com and the Capital One Venture X card.

disney vacation on a budget
Epcot Flower and Garden Festival

The Problem: Disney Tickets Rarely Qualify for Rewards

If you’ve ever tried to use points to pay for Disney park tickets, you know the struggle. Disney purchases usually code as “entertainment” or “shopping,” not “travel,” which means:

  • You can’t redeem your travel points for them.
  • You don’t earn bonus points from travel credit cards.

But we’ve found a way around that…

Moana

The Hack for a Disney Vacation on a Budget: Book Tickets Through Undercover Tourist

UndercoverTourist.com is a trusted authorized reseller of Disney tickets (and other theme parks). Here’s the hack:

  • Undercover Tourist purchases code as “travel” on your credit card statement.
  • You can use Capital One Venture X‘s “Purchase Eraser” feature to wipe away that charge.
  • You’ll also earn 2x Venture miles per dollar on the purchase.

Step-by-Step: How This Travel Hack Works

1. Go to UndercoverTourist.com

Choose the Disney tickets you want (Disney World or Disneyland), just as you would on Disney’s site.

2. Pay with Your Capital One Venture X Card

These purchases code as “travel”—so you earn 2x miles.

3. Wait for the Charge to Post

This usually takes a day or two. Then log into your Capital One account.

4. Use the “Purchase Eraser”

Navigate to your recent travel purchases. Find the Undercover Tourist charge and apply your Venture miles to erase the amount.

Just like that, your Disney vacation on a budget is made reality with park tickets for free—or nearly free—depending on how many miles you have!

Frozen

Real Example: How Much You Can Save

Let’s say you buy 2 adult 3-day Park Hopper tickets for $750.

  • You earn 1,500 Capital One miles on the purchase (2x per $1).
  • If you already have 75,000 Venture miles, you can erase the entire charge.

That’s a huge win for your Disney vacation budget!


Bonus: Stack With Other Savings

  • Rakuten: Shop through Rakuten’s cash-back portal to earn extra rewards.
  • Gift Cards: Occasionally stack discounted Disney gift cards or credit card offers.
  • Airfare + Hotel: Use points to cover flights (e.g., Southwest, JetBlue, American) and hotel stays (e.g., Swan/Dolphin using Marriott points or nearby Hyatt/Hilton properties).

Snow White

Final Tips

  • Make sure you have enough Capital One Venture miles before booking.
  • This method works best with Venture X, Venture Rewards, or VentureOne cards.
  • You can also use this trick for Universal Studios, SeaWorld, and more—Undercover Tourist sells them all.

Want to learn more about traveling for almost free using points and miles, check out this article.

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